Money Q&A by Melanie Wright

18/07/2010

All your money questions answered forward investment funds and private pension annuities

Q: We all know that smokers be able to get a better annuity from their private pension policy, what not far from people with high blood pressure?

A: Smoking, high chol­esterol, primeval blood pressure and ­being over weight are all conditions that can qualify someone for a higher pension. It’s worth talk to an expert.

Q: My financial adviser has recommended that my riches is split between a number of ­different investment funds. Is this in fact ­necessary?

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A: Your adviser is avoiding putting completely your eggs in one basket. It’s called “diversification” and is meant to contract the extent of any ups and downs that your money &shrinking;experiences so that you don’t have sleepless nights!

● FOR detailed deliberation on any of these subjects, speak to a financial ­mentor. Or telephone 0800 544 644 to ask for a no-oblig&sheer;ation consultation with an adviser.

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